Want to insure your car? It’ll be our Privilege.

Car insurance - what's in it for you?

Comprehensive

Standard car insurance for Aaron, Zoe and everyone in between.

Comprehensive
Plus

Higher limits and a few added extras, included as standard.

Uninsured Driver Promise

We’ll cover your excess and you won’t lose your No Claims Discount with us

Man drinking coffee and having a cookie

Third Party Fire and Theft cover also available

Which of our policy options is best for you?

Comprehensive

You'll get all these benefits, as standard:

  • Courtesy car
    If your car’s being fixed by one of our approved repairers, we’ll give you a car to use for the whole time yours is in for repairs. Subject to availability.
  • Uninsured Driver Promise
    If an uninsured driver hits your car and it’s confirmed that the accident isn’t your fault, our cover will protect your claim-free years and cover your excess, too. Make sure you get the registration number, make and model of the other vehicle, and the other driver's details (if possible) to make a claim.
  • Guaranteed repairs
    If you get your car fixed by one of our approved repairers, we’ll guarantee the work for five years.
  • Personal accident cover
    We’ll insure you and your spouse/partner up to the value of £5,000.
  • Foreign Use
    You can add Foreign Usage cover to give you comprehensive insurance for up to 90 days when you use your car abroad. You'll need to pay extra to add this. Please get in touch before you start your trip

Comprehensive Plus

(Subject to availability)

Higher limits and a few added extras, included as standard.

  • Guaranteed Hire Car Plus
    If your car is being fixed by one of our approved repairers, we'll give you a hire car of similar physical size to your own, to drive until yours is fixed. Alternatively, if you prefer to use your own repairer, or your car has been written off or stolen — you'll still get a hire car for up to 21 days in a row.
  • Uninsured Driver Promise
    If an uninsured driver hits your car and it’s confirmed that the accident isn’t your fault, our cover will protect your claim-free years and cover your excess, too. Make sure you get the registration number, make and model of the other vehicle, and the other driver's details (if possible) to make a claim.
  • Personal accident cover
    We’ll insure you and your spouse/partner up to the value of £10,000.
  • Motor Legal Cover
    We’ll cover legal costs up to £100,000 to help you claim for repairs, loss of earnings and personal injury following an accident that wasn’t your fault. There must be more than a 50% chance your claim will be successful.
  • Automatic Foreign Use
    Our overseas cover automatically gives you Comprehensive insurance for up to 90 days when you use your car abroad. No need to tell us first.

Third Party, Fire & Theft

If you accidentally damage someone else’s car or property while driving, injure someone in an accident, or your own car has been stolen or damaged by fire – you’ll be covered. We’ll also give you a courtesy car if yours is being fixed by one of our approved repairers. Subject to availability.

Our Uninsured Driver Promise

Hit by an uninsured driver and it wasn't your fault? Don't worry, we've got your back. With our Uninsured Driver Promise, we'll cover your excess and you won't lose your No Claim Discount with us.

Drive safely, save money!

If you’re under 26 and have passed your test, you could be eligible for a discount on your car insurance with DriveXpert.

If eligible, you will be invited to download our app or simply plug in a Privilege black box and you’re away.

Subject to availability.

Drive safely, save money!

If you’re under 26 and have passed your test, you could be eligible for a discount on your car insurance with DriveXpert.

If eligible, you will be invited to download our app or simply plug in a Privilege black box and you’re away.

Subject to availability.

Your optional extras...

Start your claim online

Give it a go, it can be quicker than calling us.

Simply start your claim, tell us what happened and submit it when you’re ready.

Start claim online

How Brexit will affect your car insurance

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