Your cover options explained

With Privilege car insurance, no matter what protection you need, you'll find we have the policy to match. Here's a straightforward explanation of your cover options.

• Comprehensive - Covers you for claims made by other people for bodily injury or damage to their property, cover if your car is stolen or fire damaged, and accidental damage to your car.
• Third Party Only - Covers you for claims made by other people for bodily injury or damage to their property.
• Third party, Fire and Theft - As above, plus your car is covered if stolen or fire damaged.

To see what you are covered for with a Privilege policy, please see our cover comparison grid below:

Am I covered if...	Comprehensive	Third party fire and theft	Third party only
I crash into someone else's car or damage their property?
I injure another person?
I injure myself and need emergency medical help?
My car is damaged by fire?
My car is stolen?
I crash my car?
I injure myself and need ongoing medical help?
My windscreen or windows are damaged?
My stereo is stolen?
My personal property in my car is either stolen or damaged?

On top of your standard cover, for extra peace of mind, you can add any of the optional extras listed below, for a small additional premium:

For a small extra cost, you can protect your No Claim Discount after 4 years without claiming, allowing you 1 claim in any year or 2 claims in any 3-year period, without losing the discount earned for your previous years of safe driving.

Gives you up to £100,000 towards your legal costs and out-of-pocket expenses that aren't covered by your policy.

We'll give you a hire car for up to 14 days after yours becomes unusable due to a claim (excluding windscreen damage).

We'll give you a hire car for up to 21 days after yours becomes unusable due to a claim (excluding windscreen damage).

Click here if you'd like more information about our Optional Extras.