Platinum home insurance cover summary

Platinum home insurance provides you with higher levels of buildings and contents cover to give you complete peace of mind. We have also included additional benefits such as covering your personal possessions away from the home, accidental damage for your buildings and contents and annual travel insurance plus many more as standard.

Contents insurance

• You can select your contents cover sum insured up to £200,000 for cover in the home, garage and shed
• New-for-old cover for household goods
• For any part of a matching set or suite that is damaged and cannot be repaired or replaced, we will replace the entire set as new
• Replacement locks if your keys are lost or stolen
• Covers cash in your home up to £1,000
• Up to £2,500 cover for contents in your garden
• Unlimited frozen food protection
• Business equipment up to £10,000
• Contents cover increased by 20% at Christmas, weddings and births
• Up to £2,000 to cover the cost of downloaded information like music and films
• 24hr Emergency Helpline

Buildings insurance

• Unlimited buildings cover for the cost of rebuilding your home and any outbuildings
• Cover for accidental damage to your home
• For any part of a matching fixed bathroom or kitchen suite that is damaged and cannot be repaired or replaced, we will replace the entire set as new
• Alternative accommodation cover if your home is made uninhabitable (limits apply)
• Up to £5,000 to find and access the source of water and oil leaks
• 24hr Emergency Helpline

Additional benefits

Included as standard with Platinum home insurance

• Personal Possessions - Protects items like handbags, wallets and cameras when out of the home or on holiday
• Accidental Damage - Covers buildings and contents against accidental damage such as DIY disasters, broken vases and red wine on carpets
• Home Emergency cover - Cover for home emergencies involving drainage, plumbing, heating, electrics and security
• Family Legal Protection - Up to £100,000 cover for legal protection for you and your family
• Bicycle cover - Cover for your bike if it’s damaged or stolen outside the home
• Annual Travel Cover (Privilege Platinum Home Insurance only) - please note we don’t cover people over the age of 65 and will not pay for claims related to pre-existing medical conditions

With access to all these benefits, why not get a Privilege Platinum Home Insurance quote from us today?